Questions in personal
finance revolve around
How much money will be needed by an individual
(or a family) at various points in the future?
Where will this money come from (e.g. savings or borrowing)?
How do I protect myself against unforeseen events?
How can family assets be best transfered accross generationss (bequests
and inheritance)?
How do taxes (tax subsidies or penalties)affect personal financial decisions?
Personal financial decisions involve paying for education, financing durable
goods such as real estate and cars, buying insurance, e.g. health and
property insurance, investing and saving for retirement.
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